Fast & Flexible Bridging & Development Finance for UK & International clients.

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Our Services

  • Acquisition Financing

    Fast, flexible bridging and development loans tailored for time-critical property purchases. Secure funding with confidence—expert-led, deadline-driven, and designed to move deals forward.

  • Rebridge Financing

    Swift, tailored bridging and development loans to secure property or land fast, ideal for time-sensitive acquisitions and competitive bidding scenarios

  • Construction Financing

    Tailored funding for ground-up developments, major builds, and light refurbishments. Flexible drawdowns, fast decisions, and expert support to keep your project on track.

  • Fast Bridge Financing

    Quick-access short-term funding for urgent property purchases or refinance. Decisions in hours, funds in days—ideal for auction buys, chain breaks, and time-critical deals.

About Aura Capital

Leading UK property finance lender and specialist intermediary

Aura Capital is a trusted bridging loan provider with a proven track record in the specialist finance market. Our senior specialists offer tailored solutions with speed, discretion, and professionalism. Backed by deep expertise, we deliver clear, reliable funding for property investors and developers.

  • Experts in bridging loans, development finance, and auction finance

  • Fast, flexible funding with a common-sense approach to lending

  • Trusted by hundreds of property professionals, business owners, and individuals

  • Comprehensive finance solutions for residential, commercial, and investment properties

  • Access to a wide network offering insurance, joint ventures, and bespoke funding options

  • Your one-stop shop for short-term and specialist property finance

Why Choose Aura Capital?

  • Same-day decisions without delays

  • Clear terms and deal structures tailored for you

  • Trusted by investors, developers, and property professionals nationwide

Case Studies

Discover how we’ve helped clients secure fast, flexible funding across acquisitions, refinances, and development deals.

360-Offering

  • Market Leading Rates

    Competitive bridging and development finance from just 0.55% per month, tailored to maximise returns and minimise costs.

  • Bespoke Products

    Tailored bridging and development finance for acquisitions, refinances, refurbishments, and new builds—structured to suit your project’s timeline and goals

  • Market Leading Leverage

    High LTV options up to 85% LTV and 100% of the purchase price on BMV deals available, enabling ambitious projects with minimal upfront capital.

  • All Securities Considered

    Residential, commercial, mixed-use, and non-standard assets funded. Desktop, AVM, and no-valuation options available for speed and flexibility

Our products

From bridging to development loans, our solutions are built for speed and flexibility—tailored to investors and intermediaries alike.

No Valuation Bridging

We’re recognised as one of the UK’s leading specialists in No Valuation Bridging Loans.

We specialise in No Valuation Bridging Loans, providing swift access to funding without the hold-ups of traditional valuations. Using AVMs, desktop valuations or internal valuations, we deliver efficient finance solutions for auction purchases, refurbishments, and or any situation where speed is essential.

With extensive experience in the bridging market, we offer a responsive, pragmatic approach that helps clients move quickly and confidently.

  • Same-day valuation decisions for faster completions

  • Market-leading rates and Industry-leading LTV’s

  • Trusted by property professionals, investors, and developers nationwide

Frequently asked questions

  • The maximum Loan-to-Value (LTV) for our bridging loans is 85%, giving you the flexibility to borrow a significant amount against your property. However, the average LTV we offer typically ranges between 70-75%, providing a balanced approach to ensure you get the best terms while managing risk effectively. We tailor each loan to suit your specific needs, offering competitive LTV ratios to help you secure the funding you require.

  • Yes, we offer No Valuation Bridging Loans, allowing for a quicker and more straightforward approval process. In many cases, we can proceed without requiring a formal property valuation, saving you both time and costs. This option is ideal for situations where speed and simplicity are key, and we ensure you receive the funding you need without unnecessary delays.

  • We offer our services with no commitment agreements and zero upfront fees, ensuring a hassle-free experience with complete transparency.

  • Our Bridging Loan Rates Start from Just 0.55% per month but go up to 1.25% a month depending on the deal and the level of risk to the lender.

    Our average client rate is below the market average, and we’ll guide you on how to maximise savings with tailored solutions to suit your needs.

  • Depending on the complexity of your case and the underwriting process, you can receive a formal offer from a lender in as little as 6 hours, with more complex cases completed within 2 working days. Our efficient process ensures you get the funding you need—quickly and hassle-free.

  • We take care of the entire bridging loan process, including property valuation and legal work, ensuring a smooth and stress-free experience. Our expert team manages everything on your behalf, saving you time and effort while securing your funds quickly.

  • The time it takes to secure a bridging loan depends on the complexity of your case and the underwriting process. In most cases, you can receive a formal offer in as little as 3-5 days, with the majority of loans being processed and finalised within 10 working days. Our streamlined process, including handling property valuation and legal work, ensures a fast and efficient experience, helping you access the funding you need without unnecessary delays.

  • Yes, we pride ourselves on offering fully transparent terms with no hidden fees or unexpected charges. From the interest rate to the repayment schedule, everything is clearly outlined upfront, so you know exactly what to expect. Our goal is to ensure a smooth and stress-free process, with complete clarity throughout your bridging loan journey.

  • We offer a wide range of bridging loan solutions, with full market coverage (Regulated and Unregulated) to meet all of our clients needs.

    However, our experts specialise in:

    • Development Exit Bridging Loans

    • Auction Purchases

    • Bespoke and High Net Worth Property Finance

    • Unencumbered Properties

    • Foreign Buyer Purchases (including African Clients and Chinese Buyers)

    • New Build Purchases

    Whatever your requirements, we can tailor a bridging loan to suit your specific situation, ensuring fast and flexible funding.