Rebridge of a Grade II Listed Townhouse - Camberwell, London. (0.75% pcm / 65% LTV)
Location: Camberwell, London
Asset: 5-storey Grade II listed townhouse
Background
The borrower required a rapid refinance to exit default with their existing bridging lender. The property, a Grade II listed townhouse in Camberwell, was subject to a historic planning enforcement notice, creating uncertainty regarding its residential classification.
Through proactive engagement with underwriting and by leveraging the borrower’s track record and , we were able to offer the client favourable terms, at market leading rates and overcome the planning ambiguity.
Dual-representation legals enabled completion inside 17 days.
Facility Summary
Net Loan: £575,000
Type: Bridging Loan
Term: 12 months
Interest: Retained
Rate: 0.75% per month
Completion Speed: 17 days
Exit: Sale of the property
Key Challenges
Historic planning enforcement notice
Ambiguity around residential use
Borrower refinancing out of default
Compressed completion timeline
Outcome
Aura Capital delivered a £575k refinance in 17 days, allowing the borrower to clear their existing lender, regularise the property’s status, and pursue a clean sale — maximising value and protecting equity.
If you have a deal which deserves speed, clarity and direct access to decision-makers — speak to us.
We don’t hide behind portals or layers of approvals. You get a senior contact throughout, transparent communication, and certainty from offer to completion.
Our job is simple: make your deal possible.
enquiries@auracapital.co.uk
