No Valuation Refinance of Prime Gated Home - Walton-on-Thames, Surrey (0.89% pcm / 40% LTV)

24 Oct

Location: Walton-on-Thames, Surrey
Asset: Luxury detached family residence
Charge Position: First Charge
Purpose: Capital raise for strategic commercial project

Overview

Aura Capital arranged a high-value refinance secured against a premium freehold residence within one of Surrey’s most exclusive gated communities. The borrower, an experienced developer with a strong UK property portfolio, required rapid liquidity to progress a commercial option agreement in London.

We leveraged our private UHNW capital relationship to structure a low-leverage and cost-efficient facility, with no requirement for a new valuation report (report dated 2021 to a previous lender).

Aura Capital managed the full process end-to-end — coordinating underwriting and advising the family office, liaising with the borrower legal teams, and ensuring a smooth path to completion. The refinance completed inside the client’s required timeframe, enabling their wider investment strategy to continue without delay.

Aura Capital is now working with the client on their long term exit which is being negotiated with a challenger bank.