Aura Capital was mandated to deliver a strategic refinance to facilitate the borrower’s exit from an existing bridging facility, following a successful refurbishment and conversion of a freehold home in East London.

Aura Capital arranged a high-value refinance secured against a premium freehold residence within one of Surrey’s most exclusive gated communities. The borrower, an experienced developer with a strong UK property portfolio, required rapid liquidity to progress a commercial option agreement in London.

Aura Capital delivered a competitive, low-leverage facility secured against a prime asset — enabling immediate liquidity while preserving long-term financial flexibility. The facility completed in just 10 days, maintaining momentum in the borrower’s plans with minimal friction and no valuation delays.

The borrower required a rapid refinance to exit default with their existing bridging lender. The property, a Grade II listed townhouse in Camberwell, was subject to a historic planning enforcement notice, creating uncertainty regarding its residential classification.

A UK-based client facing bankruptcy and imminent repossession required urgent refinancing. Aura Capital arranged a £550,000 bridging loan to settle business debts, annul the bankruptcy petition, and lift a 30-day possession order—enabling the client to stabilise their finances and proceed with a planned property sale.

A property investor facing a 14-day repossession notice required urgent refinancing on a tenanted 12-unit portfolio. Aura Capital arranged a £650,000 bridging loan—without the need for a valuation—completing underwriting within 24 hours and avoiding repossession. The facility enabled debt repayment and final works, with a clear exit via a long-term BTL mortgage.

We provided a £325,000 bridging loan to fund the final works on a 21-unit conversion in Manchester. The property was unencumbered and a retrospective warranty was put in place post-completion. The loan allowed the client to complete the build and allow the client to refinance onto term finance.