A residential property investor needed fast bridging finance to fund refurbishment works and settle several outstanding commitments. With contractors already lined up and no appetite for upfront costs, speed was everything.

Aura Capital delivered a no valuation bridging loan at 75% LTV — no surveyor, no upfront fees, documents signed at home. Completed in 10 working days.

Excerpt Aura Capital provided acquisition and refurbishment bridging finance for an HMO conversion in Oxfordshire — funding the full project lifecycle from purchase through to licensing regularisation, with no valuation required and no-search indemnity accepted.

Aura Capital was mandated to deliver a strategic refinance to facilitate the borrower’s exit from an existing bridging facility, following a successful refurbishment and conversion of a freehold home in East London.

Aura Capital refinanced a £1,000,000 facility against a prime gated residence in Walton-on-Thames — with no new valuation required. An existing two-year-old report was audited and accepted, saving the borrower both cost and time, and enabling the deal to complete within a tight commercial deadline.

A borrower needed a second charge bridging facility completed within one month to meet a business deadline. Aura Capital delivered in 10 days — AVM approved on day one at zero cost, documents signed electronically, and funds drawn without a single surveyor instruction.

Aura Capital delivered a £575,000 rebridge in 17 days against a five-storey Grade II listed townhouse in Camberwell — clearing a default position with the existing lender and navigating a historic planning enforcement notice to give the borrower a clean, unhurried route to sale.

A client facing a bankruptcy petition, a 30-day possession order, and over £400,000 of outstanding liabilities needed an immediate solution. Aura Capital consolidated every debt into a single £550,000 bridging facility — annulling the bankruptcy, lifting the possession order, and preserving the equity the borrower would have lost to a forced sale.

An experienced investor defaulted on an extended bridging facility secured against a fully tenanted 12-unit portfolio and was served a 14-day repossession notice. Aura Capital arranged a £650,000 rebridge with no valuation required — underwriting completed within 24 hours, legal process expedited, repossession prevented.

A developer needed late-stage capital to complete second fix on a 21-unit commercial-to-residential conversion in Manchester — with a £3.9M GDV, an unencumbered asset, and planning already secured. Multiple lenders had declined due to build stage and the absence of a build warranty. Aura Capital provided £325,000 with no valuation required and a pragmatic retrospective warranty solution.