Investment purchase bridging loans
A guide to investment purchase bridging loans
What is an investment purchase bridging loan?
Investment Purchase Bridging Loans are short-term finance solutions designed to help property investors secure opportunities quickly—especially when traditional funding routes are too slow or unavailable. Whether you're buying at auction, acquiring below-market-value properties, or bridging the gap before long-term finance kicks in, our tailored bridging loans offer speed, flexibility, and competitive rates
What is an investment bridging loan?
An investment bridging loan is a temporary funding solution used to purchase property when traditional finance isn’t fast or flexible enough. It’s ideal for:
Auction purchases
Buy-to-let investments
Unmortgageable properties
Refurbishment projects
Land with planning permission
These loans are typically repaid via sale, refinance, or rental income.
Features
Loan Amount £50,000 to £25 million+
Term 1 to 18 months
Interest Rates: From 0.65% per month 1
Loan-to-Value (LTV): Up to 85%
Security Types: Residential, commercial, mixed-use, land
Exit Strategies: Sale, refinance, rental income
Borrower Types: Individuals, SPVs, limited companies
Bridging finance market trends - 2025
According to Bridging Trends Q1 2025:
Investment purchases now account for 23% of all bridging loan uses
Completion times have dropped to 32 days, the fastest ever recorded
Surge in demand for first charge bridging loans
Increased use of bridging finance by SPVs and limited companies
Frequently asked questions
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Most loans complete within 5–14 days, depending on valuation and legal readiness.
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Yes, we specialise in SPV bridging finance for property investors and developers.
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Residential, commercial, mixed-use, land with planning, and unmortgageable properties.
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Rates start from 0.65% per month, depending on LTV and loan type
